Articles
The Review of Black Political Economy
Credit Where Credit is Due?: Race, Gender, and Discrimination in the Credit Scores of Business Startups
Introduction Access to sufficient and affordable credit is a key determinant of a business startup’s ability to finance projects and pursue growth opportunities. An entrepreneur’s creditworthiness is often assessed using their credit score, which has been lauded for expanding access to credit and financing to credit-worthy business owners. However, research also suggests the credit-scoring process…
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